What a Consultative Broker Can Offer
A consultative broker can do much more for you than just place your coverage. A consultative broker strives to be a strategic partner for your business, learning about your challenges and needs and how he or she can support you with a variety of resources and services.
Serving in an advisory role, a broker can develop a multi-year strategic plan to help you lower medical costs, improve your HR function, implement a wellness program and follow through on other key initiatives.
A consultative broker can assist you by being an educational resource, a strategic advisor and an HR support.
A broker serving this role will also be able to provide educational materials relating to benefits, wellness and other topics of concern and interest.
The consultative broker can provide you with a comprehensive wellness program plan that includes everything you need to set up and implement a program and assess the outcome, leaving you with very little to do besides insert necessary information in easily customized segments.
The Granado Group is able to offer a variety of medical plans, voluntary products, and other employee benefits plans from carriers and vendors across the United States. We also specialize in Insurance Risk Manegment. We specialize in evaluating, negotiating with, and recommending insurers and providers to our clients, and we employ rigorous selection criteria and performance objectives when considering a vendor.
Our agency also offers a variety of other professional services, including, claims data analysis services, plan administration and legislative compliance assistance, custom communication offerings, Web-based human resources tools and access to specialized pharmacy benefits expertise
The Affordable Care Act (ACA) created new reporting requirements in Internal Revenue Code (Code) Section 6056. Under these rules, applicable large employers (ALEs) subject to the ACA’s employer shared responsibility rules must provide information to the Internal Revenue Service (IRS) about the health coverage they provided (or did not provide) to their full-time employees. Related statements must also be provided to each of the ALE’s full-time employees. Reporting is first required in early 2016 for calendar year 2015.
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